I have 6 children, a son-in-law and a daughter's boyfriend to make quilts for this month (and two of them have birthdays in December, two more in January, two in March!) I'm in different stages of 3 projects and I have made a decision: Wall hangings. Like the IOU idea, wall hangings will represent the bigger quilt to come and is a gift in itself. Let go of that stress, Girl! Enjoy this blessed season and you will bless those around you.