SharonB- once I bought something in RI to be delivered here. When it arrived it was smashed. The post office gave me such a hard time about it I've never bothered insuring anything since then. After many trips, filling out forms and feeling like a criminal (I didn't but they tried to make ME at fault)
I decided it's just not worth the hassle. I somehow got my money back but what a headache!!!
Never again!