The price the Bernina dealer is giving me is $6299, and I've called around everywhere looking for better pricing with no luck. Apparently that's the lowest Bernina will let them sell at. I did hear about the financing special on Saturday from a dealer who is selling it at $6499, but that may be why the price is higher....I used to sell jewelry and I know the finance company charged some crazy number like 13% of the sale price. Also, I've heard that when there is a "special" in which there is a quilting frame, or rolling carrying bag, etc, included, the minimum price is higher. The Bernina company sure has it all figured out, don't they? I tend to be a "wheeler and dealer", so it just kills me to not get a "great deal". In this case, the great deal is my unexpected good fortune and I am infinately grateful.