I agree about using the money in a wise, frugal, prudent manner if one is under financial constraints. That isn't the case for us. We aren't wealthy by any means, but we aren't swimming in credit card debt or eating Ramen Noodles routinely for supper. Yes, applying the money to the house mortgage would be beneficial to us in the long run because of all the interest it would save us, but I'm trying to push that out of my conscious thought. (That is what the hubby would prefer....however, I told him I didn't see him skipping to the bank with the money he spent on his 4 wheeler or snowmobile. I don't understand why men are fine spending a boat load of cash on their toys, but a woman's "toy" should be kept under a certain price. Honestly, my sewing machine would see more miles than either of his toys would. Just to clarify, I do love my husband and value his opinions immensely, and he did say that this ultimately is my decision. He just views the world through "man eyes"...)
You ladies are just too sweet!