Whites, Tone on Tones, Creams, Tans, you can never have enough. Since you don't have a stash of neutrals yet, let your next few projects guide you and buy extra to stash away. Kona Cottons are great for whites and blacks if you like them that pure. I agree, you will figure out your style. I personally do not have any pure white or black in my stash, lol!