I might be reading it wrong, but I'm understanding that you get manageable chunks of fabric each month, as opposed to yardage, but not precut shapes that you jet sew. I might pay a bit for that, but most of these are too $$$ for me, and besides, who wants to do all that work to end up with something so similar to the next quilter's result? Kits have their place, but that's a lot of time and $$$ one of them is $44/ mo x 20 mo and $160 for the last mo. = $1040!!! Could buy an award-worthy original quilt for that.