Tell the lady the price and see what she says. If she is alright with it then there you go. But if she is suprised with the price then rethink the pricing. I have sold crafts and think that the price of your labor is almost nothing. If you price your labor at minimun wage then you will really outprice you item.Certainly not $20. Perhaps a quilt is different but I think that you should figure materials plus a small charge fo labor plus cost of machine quilting if needs to be sent out. I quess I look at it as what else would I be doing with my time.( not cleaning). Also remenber to get most of the money up front as has been suggested my board members.