I am trying real hard to be extremely frugal for 2011, so I can fund my roth fully! Someday I might want to retire so I can quilt all day! I do have a gift card, but I have plenty of stash and UFO projects, what's a girl suppose to do when the sales are 50-60 % off? Do we take advantage of buying batting and material and such while it is such great sales? I don't know, I am staying out of the stores til I need somthing.