I have been out of work two years in March, my husband lost his job on his birthday in August, I don't know what we are going to do our savings will run out soon and we have no health insurance our house is paid off we have no major bills but a car payment we will be disconnecting the phone by the end of the week. I did call cable and negotiated a lower rate so we could keep the internet to look for jobs I don't know if you all know that but if you call cable and tell them you will cancel if you don't get a lower rate they will lower your bill, I have done it twice now and got the bill lowered by $20 a month