I find myself in the same situation. I would like to upgrade my most basic Janome to something with decorative stitching...but the fabric cutter would be great because my hands shake and I have arthritis. I got a small inheritance from one of my aunts who died last year, but there are a lot of other needs(that we see for the future) so of course I will, as always, put my wants last. I think I need to wait for some good machine sales.