Love this forum! I never considered insurance on all my goodies, and that is a BIG oversight. After 40 yrs of collecting, goodness knows what all is there. I just think value in terms of my machines, not all the other tools, thread, beads, material, etc. All my DH tools from his workshop were stolen a few years ago, and it was nearly impossible to value them for the adjustor. I know he lost thousands by just guessing. I'm absolutely going to inventory when I winter/clean my sewing space and take pictures as I go. Thanks for the idea!