After reading this thread, I went to talk to my agent. He said that every thing was covered. Computers, sewing machines, fabric, etc. He did suggest takiing photos of everything and putting in a safe place to help if anything did happen. He said I could even video everything, easier, but I told him then I would have to clean the sewing room.. LOL Anyway, we are covered up to $70,000! That's just appliances, other things mentioned and personal items. I feel a little better now.