This is true of any hobby. When my girls were growing up they were very involved in horse showing. Someone broke into our tack room and stole two saddles, bridles, misc. tack. Thank God we had 'replacement cost' insurance and not 'actual cash value'. I showed pictures to the agent, went through the tack catalogs, he added up the price of stuff that looked like what we had and settled up. My now ex-husband knew showing was not cheap but he about had a coronary over the settlement and was actually upset that I spent the money to buy more tack. Having had that experience, I never even thought about the cost of my machine, my serger, the tools and notions, pattern books, and the stash. Duh! Thanks for a really good reminder. Even if we are adequately covered, pictures are important when we start itemizing and replacing. Good thread!