1. A Trip to the Grocery Store. The USDA forecasts a 2% to 3% hike in the cost of all foods in 2011.
2. The Cost of Gas and Heating Fuel. Some fast-and-loose talk by former Shell Oil President John Hofmeister says gas will be back to $5 a gallon this year.
3. Health Insurance and Medical Costs. Blue Shield in California said it was going to raise premiums by almost 60% and you can bet that your insurer has something similar planned.
4. The Cost of Clothing. Cotton is now 80% more expensive than it was at the start of 2010 and many manufacturers believe they have no choice but to pass it on to you.
5. Colleges and Universities. For the 2010-2011 school year, tuitions are up by almost 8% at public, four-year colleges and 4.5% at private colleges.
6. Raising Kids. Public schools are turning to parents to help them make up budget deficits.
7. Bank and Bank Card Fees. New banking laws have meant new banking fees.