marciacp: That happens a lot, doesn't it? I never give money to panhandlers. there was another instance where a guy approached me as I was getting out of my car. He said he was hungry and would I buy him some food. I said sure, follow me into Subway. I asked him what he wanted and he said he couldn't read very well. To make a long story short, I paid for his meal with a $20, then ended up giving him the change. The look on his face was priceless - he was dumbfounded. At the time I was working and could afford to do that. I know I'll get it back 10 fold.