Jan - those are all valid points - one of the reasons why I asked in the first place is I under value myself all the time. My quilts and blankets are nice (again no where near as good as ya'lls) but my family and friends and people I know like them and want them - I cna't make them for free - I'd go broke on just the materials....but your post as well as everyone elses gave me a great place to start....I do mine on the machine - I can't hand quilt - my wrists and fingers do not work well enough - so I can get through them faster. Anyway - every response was helpful...I decided to charge her $50.00 - her eyes went wide and I thought "crude....I said too much" and she smiled and then said agreed but I was expecting 3 times that...so she values my work at more than I do....