Actually I do have separate insurance on my sewing machine and (I forgot what they call it) all of my crafting supplies. I also make jewelry so I have a cabinet full of gemstones, glass beads, and sterling silver. Then I have supplies for stained glass, both painted and the real stained glass. Then I have my leather tools and leather. Also cross stitch supplies (including patterns) and mosaic supplies. So when I finally get my craft room together I will be able to work on different crafts and will be organized. We have an extra $75,000 insurance dedicated to my craft stuff. (This doesn't include the building I have out in the back yard that I haven't put anything in. This will be covered under our home owner's policy).