I'm SO glad that I'm not the only one!!!! I cannot resist new fabric, especially when the mfg's come out with such beautiful ones! I'm a new quilter so my husband hasn't gotten used to the amount of fabric I "need". We recently moved and he got to see the total amount - he nearly had a stroke. Too bad. Anyway, I do like the insulation idea, although I had been using the retirement logic. THERE IS NEVER ENOUGH FABRIC!!