I have used paypal for a number of years and never had any problems with it. The one thing I would suggest is when you set up your paypal account use a seperate bank account for your paypal... I have a seperate bank account that is for paypal only. I wouldnt have paypal or any other service like that linked to my personal account, its to risky. and even though I have never had any problems with Paypal you never know when something may happen..