Unless you've got little elves that quilt for milk & cookies--it won't take nearly 20-30 quilts for your PC Quilter & HQ 16 to pay for themselves. I bought my setup because the local longarm place wanted $400 for the first quilt I couldn't handle myself. At $200-400 for each bed size quilt, you could easily make the payments on a professional system so I feel absolutely no guilt by investing in my home system and if I really get into quilting & designing and get good at it--all the experience on my little amateur system will transfer to a true longarm system. I'm happy just doing my own thing for now.