Originally Posted by Tcharlie
Originally Posted by plainpat
There was some talk on here about a credit card being safer than a debit card. Mostly because a CC will stop payment etc,but debit card won't.
We've used a debit card for over 20yrs with no problem, but just to be safe,did talk to a bank officer about it.
He said our Visa debit card is treated just like any CC by Visa.Same safety etc. Just wanted to let others know that.It's easy to check, a ph call will do it.
I went even one step futher, I opened an account in another bank and keep a small amount in it for online purchases. I use my debit card or paypal but it's all tied back to this small bank account. They can't get to my main account because it's in another bank. I told the bank that this was my play money for online purchases, I just add money to it as needed.
This is what I did too... it is linked to my main account so that I can transfer funds over to it when I want to make a purchase, but it has it's own Debit card.
You wand the debit card to have a Visa or MasterCard logo on it, so it is treated as a credit card for these purposes.
A plain debit card does not have as much protection :wink: :D:D:D