I have noticed they bill you 3-4 months before they are due. If you do not keep track, you are paying like every 6 to nine months. So they are really ahead. I am beginning to see the trend of same stuff in most of them. The internet does have much of what I need. Will probably let this years run out but keep what I have. When I want something different, I thumb through till I get an inspiration. I do like that McCalls now have a disclaimer for using their patterns so we are not hit due to the patten law.