Jeepers - I thought I had hit all the sites, but there are a few here I never heard of - jotted them down so I can go check them out.
DK-Embroidery charges $6/month but I have found it worth it - she has a lot of cute stuff - and I like the "families" section where she has whole collections - it only took me a few minutes to design a whole tree skirt last Christmas from her collections.
Marysewfun