As long as the sender is not using a credit card or debit card to pay you, you should not be charged a fee on a personal account. If you accept credit card payments beyond a certain number (I think it's 5 per year now), your account is automatically upgraded to a business account. On my personal account, as long as the person is transferring money to me from their PayPal balance or directly from their bank, I am not charged any fees. Here is a link to PayPal's fee schedule:
https://www.paypal.com/cgi-bin/webscr?cmd=_display-fees-outside]
https://www.paypal.com/cgi-bin/websc...y-fees-outside[/url]
Hmmmm..... I should read the website before I post. It says that fees are the same for all accounts now. All I know is that I am not charged a fee when someone sends me money that is not via credit card or debit card. If someone tries to pay me with a credit card, a notification shows up allowing me to accept or reject the transfer. I always reject those types of payments.