Originally Posted by Prism99
As long as the sender is not using a credit card or debit card to pay you, you should not be charged a fee on a personal account. If you accept credit card payments beyond a certain number (I think it's 5 per year now), your account is automatically upgraded to a business account. On my personal account, as long as the person is transferring money to me from their PayPal balance or directly from their bank, I am not charged any fees. Here is a link to PayPal's fee schedule:
https://www.paypal.com/cgi-bin/webscr?cmd=_display-fees-outside]
https://www.paypal.com/cgi-bin/websc...y-fees-outside[/url]
Hmmmm..... I should read the website before I post. It says that fees are the same for all accounts now. All I know is that I am not charged a fee when someone sends me money that is not via credit card or debit card. If someone tries to pay me with a credit card, a notification shows up allowing me to accept or reject the transfer. I always reject those types of payments.
My Paypal account is a personal account. But when people send money to it they have to choose WHY they are sending it.
Personal
Goods
Services
IF they choose personal then NO I will not be charged a fee. However, when people buy stuff from me and they choose the option Goods, then I am charged a fee.
But I still only have a personal Paypal account. She does not have to open a business account in order to sell a thing or two.
I know a friend of mine and myself has swapped things and money for a few years and the options were the same even then. Personal, Goods, or Services.
Quite frankly, amongst friends, we always chose personal.