Thank you every one for your opinion, it has reinforced how I feel. Let me clear up a few things that I may have left out. First of all, she is willing to split the $400 with me and out of this I will be reimbursed the cost to rent the machine (which she knows about)and the cost for the batting, backing and thread. We haven't even discussed the cost of gas as the rental is about an hours drive from my home. After these costs are looked after we split the remainder 50/50. I will return it to her and tell her that I cannot quilt it in that condition. I would rather go without the "profit" than to have to deal with all the possible problems.