Well, if turning the excess backing over to the front and stitching it with handstitching is cheating it was done for a long time. My mother and I made quilts in the 1950's and that is exactly how we finished them and I thought they looked nice.
Not only that, the lining was a good grade of flannel that co-ordinated with the top. Also, my grandmothers "cheated". So, it goes a long way back and I have never heard it called cheating. I have done both ways and like both. Cherish the ones my mother helped me make. You don't need anyone to tell you to do it a certain way. If you like it, that is all that matters. It also takea less time to turn the backover the front, no estra cutting or sewing. Enjoy what you do. AnnieMae