I started out with the Brother ULT 2001 paid 2000 for it . I kept track of everything I did and for how much,I figured notions and all into the price. It took me just a little over 6 months to pay it off. Well this past year it went into the repair shop I needed one to finish the order and it wasn't going to be done right away panic set in so talked with Hubby and ended up purchasing another emb machine the Brother PE 770d for 630 . I can honestly say I have paid that off in full . In my opinion if you can pay it off and can afford it without making you pich and save somewhere else enjoy.