Or " Well, bless your heart"
My nephew told me a couple of years ago that whenever anyone says, "Well bless his heart", what they REALLY mean is, "Well ain't he stupid?". He said..."Now just think about it. Have you EVER heard anyone say, 'bless his heart' when 'ain't he stupid' couldn't be used instead and it mean the same thing? Like...'Poor Joe got himself arrested again last week. Bless his heart.', or 'Billy-Bob blew his thumb off playing with M-80's. Bless his heart'. Just switch out the 'bless his hearts' for equal placements of 'aint he stupids' and it means the same darn thing!" ROFL!
Donna