Until the last 5-6 years, I waited on everything extra or fun until my kids were well on their way to grad schools and my hubby retired from the Marine Corps and we knew our finances were pretty good. I scrimped and saved, made do with what I had, penney pinched and all. It's been well worth the wait. And all the sudden several huge windfalls have come my way and I have more than my lifetime worth of crafts, fabric and good things :) Who could have seen that happen???