Hummmm....I don't have any serious issues, I guess. I work in a hospital, so the germ thing is obviously not a problem for me. We have hand sanitizer all over the place, and I really only use it a couple of times a day. I don't like heights much, and will stand away from windows in a glass elevator and won't go up a big ladder or on a roof. I don't ride amusement park rides that go up or down fast...my stomach doesn't like it! Bugs are not so bad..I'm bigger than them and lots faster, too!! :D I don't like caves...I grew up and live in earthquake land USA, and the idea of being trapped underground terrifies me!! So, maybe that is the 1 thing for me..caves!!