My husband and I are both eligible to chose a new health plan, we are both turning 65. I don't like my retirement plan, for over 65. I've listened to a salesman about an HMO Secure Horizon thru United Health Care. Anyone else in this plan, likes and dislikes? With the little amount we go to drs. we don't mind a co-pay, and most of our current drs. are members of Secure Horizon.