July is my last payment for my car, and I can't wait. Was laid off in Jan 09 but am disabled, and fortunately got disability, but it is half what I made working. It'll be nice to have a little extra to put towards bills, but my biggest thing is that I am going to get a cleaning lady. My house is so dirty and I can do some, but it's hard pushing a vacuum in a wheel chair. I've been working on trying to pay off bills too, it isn't easy, but I just keep plugging away. So congrats on getting your car paid off.