I used to bake and decorate wedding cakes when I was younger and in better shape. Close friends and family would supply the things I needed and I would donate my time and effort as a wedding gift. When a person I wasn't close to would ask me to make one for them I used to tell them. "I only make them for Love, they are too much work to do for money." I think making a quilt is the same sort of thing. The quilt lasts longer of course.