I use store-bought quilts and comforters on the bed because that way I don't have to worry about the cats sleeping on them. Around here quilts have to get washed rather frequently because of shedding and sometimes hair balls - yuk! I don't currently have any bed quilts I've made. Gave the few to my kids. For me it's more about the doing than about the finished product, and lately I've made mostly wall quilts, doll quilts, lap quilts and baby quilts, and just little things for practicing FMQ.
When the flood of cheap import quilts started more than 20 years it may have served to increase my interest in quilting as a hobby. I brought one home and thought after studying it a bit that I could do that, and maybe a little better. Also, having it around reminded me of watching my grandmother quilt, and made me nostalgic for quilting as a craft I wanted to carry forward. I wonder if others reacted that way.