I have done one quilt with scalloped borders and though it was more time consuming, it was worth the extra effort. I have every intention of doing many more in the future when the quilt calls for it. The biggest problem I ran into was I used the store bought binding. It's so stiff and hard to work with. I will make my own next time.
I used the Darlene Zimmerman template and liked it just fine. Here's a picture of my scalloped border;