Finished the quilt and gave it to my MIL. I think that after all these years she is thankful that it is done and that she didn't have to do it !
thank you all for your advice. I ended up just being VERY Careful with the center circles. Two of them were very close but this is not something that is going to be in and out of the wash so, I'm hopeful that it will be alright. I'm was thankful to get it done just time time for the party. (I finished the binding at 9pm on a Friday night and we gave it to her on Saturday at 5 pm. Nothing like cutting it close!)
Now I'm on to other projects - more colorful ones :-D