I ended up with a headache trying to figure this all out. :roll:
First, ask DH's insurance company if they will still cover you and explain that you are going on Medicare.
The supplemental insurance may not be necessary if you can still be covered by DH.
Part D is for prescriptions, which again, may not be necessary if you are already covered.
Typically, Medicare does not cover as much as the other insurance I have had in the past. There are many things they do NOT cover at all, and what they do? is a much smaller percentage.
The supplemental insurances will not pay a penny towards a bill, if Medicare doesn't atleast pay a dollar of it :roll:
Your pharmacist is a good person to talk to about Part D. If you don't sign up during a certain time frame, you have to wait for open enrollment.
As to Medicare itself? You can try finding someone at your local senior center, or another local agency to help you with your questions :D:D:D
I have found calling Medicare was as confusing as reading their manual. They read the answers to your questions from it LMBO