As long as you are covered under your husband's policy you don't have to sign up for anything. You can always change that as long as you stay insured as long as dh has coverage. There's a box somewhere on the form to not accept coverage because your spouse is still employed and you are covered under his plan. You will still get a silly little card for Part A from them in a few weeks. But you do not pay for anything and have no coverage. Can you believe all the crapola you've gotten in the mail once you get close to the magic age. If they came with return stamped envelopes, I folded everything neatly stuffed in the envelope and sent it back - asking them to remove us from their mailing list. Now if I can just get off the dumb AARP mailing list!!!