I just re-did mine!!! I did them about a month ago and had heart failure!!!! It said we'd have to pay $4000.!!!!! OMG! So I put them away and today I decided to look at it again.........yip -- I boo-boo'd!!!!!!! Now we pay $2000.!!! If I'd figured out we'd have to pay $2000 a month ago, I would have cried ....but now I'm cheering!!! LOL it doesn't seem so bad after I thought we'd have to pay $4000.!!!!