I am a Pharmacy Tech at our local Pharmacy of a big chain store. I have been around the Medicare ins. It is something you really need to check into in detail. You said part D will have to wait, not knowing about your age or health. But, it is something you may reconsider it helps alot on Rx's. And part B as well, if you have special needs like if you are diabetic you really need to check into. Part B will help on some medical supplies like test strips and other supplies. There is a $120 deductible each year but it will pay for itself. Most Pharmacies will help you with understanding all of this. I hope this helped you alittle. Good luck.
littlebit01