Over 15 yrs ago right before my husband retired, our mailbox
had something from insurance companies nearly every day,
wanting your business. Really, it became overwhelming.l Icalled our State Insurance Commissioner's office and inquired if they had a spread sheet or 'something' to
simplify the 'sorting out"..Yup, they sure did and sent it
out to us that day. At least in our state, The spread sheet
shows what each company (those that can operate in our state) offer under each plan, A/D/C/D/ etc. It made it very
easy to see what would be best for us. You really need to
be able to see the differences. Also, as mentioned, if you
have like an "Area on Ageing" in your county...they can be]
of great help.