My husband and I both work, but we are on a very strict budget trying to get completely debt free. It is hard for me when I see so many beautiful quilts on here that I want to make. I buy my stuff in stages. I started a new quilt top in January. It was finished about 4 wks later Last week I had a few extra dollars for batting. I am now waiting until next payday to buy the batting. I will take me 6 months to finish this quilt due to budgeting.I don't have a stash built up so If I want to try even a small project I still have to buy all the supplies.