Originally Posted by greenini
RE-early SS retirement benefits. Everything I have seen says if you are not working to begin collecting at 62 or in your case, now. We did that and DH began collecting as soon as he was eligible. Did the fellow say whether you can collect on your DH's account? There is something about being able to collect the higher benefit of your own or his. I'm not sure if it's only in case you are widowed...if the fellow gave you his number you might want to talk to him again.
Thanks. I did ask him about going on dh's later. He said when dh retires, if my benefit on his is higher then I can get that benefit. I didn't know about the age 62 thing, but this guy pointed out that if I wait until age 66 instead of age 65, it would take me 14 years to break even on the total benefits received! So, I'm going to start taking my benefit now. Heaven only knows we could use the money.....