My husband and I are both retired and have to watch our budget. In some way that makes it easier. We only need one car so we save there and we're both trying to save on electricity because that's always been a big expense for us. I only use the dryer for fifteen minutes when I do laundry just for certain items to get the wrinkles out and then I air dry them. Not using the dryer saves so much money. As far as money spent on fabric, I usually only buy from the sale tables.