First of all; I pay off my sisters bills and move her out of the mountains to the beach where she'd love to be if she could afford it. She tries so hard. Then I'd pay off 2 of my 5 kids bills because they try really hard in life to make it on thier own so they would deserve it; I love my other 3, they make good money but party it away. I then make sure my bills were paid off and buy a brownstone in a neighborhood that I like and sign my all most paid for house over to my daughter. I believe in helping people who at least try to make it. I see so many struggling (including myself) and the ones who don't even try upsets me because a lot times those are the ones who could succeed if they put in just a little effort. OK; I know a different subject so I'm done venting.