Ahaha! This made me laugh!
In my family we have made a lot of tied quilts together. If I was at a tough spot- a seam or something- where the needle didn't want to go in and out easily, I would push the needle down, crawl under the quilt, grab the needle and push it back up. So I know what you mean even though I have never quilted with a frame.
(It's fun under there- like a tent! Now I know why the kids want to play under there.)