Doesn't look like cheater cloth, but even if it was it would be considered a quilt if something was done to fasten the layers together. I didn't sound like anything was going to be done to fasten the pieced top to the flannel and backing. I believe that is the criteria in order to be considered a "quilt" as opposed to a bed cover. I am not as informed as I could be about the "summer quilts" that used to be made "back in the olden days" but I think that they were just a pieced top and a backing - not sure if they tied them or what.