Prayers your way. We just retired a year ago and it is awesome. The money thing has worked out well. Try using this time to organize your quilting items. I was encouraged by someone on this site and I've spent hours finding sets, folding and wrapping fabric around 7x11 cardboard. Cutting strips and squares. The room is looking great and I am so proud of stash. I'll be sewing for a few years on what I have.