I admire your desire to not work outside your home while raising a family. I was home with mine and do not regret it one bit. Children grow up way too fast especially in today's culture. Money was tight, we had 4 kids in Catholic schools. I did a little day care here and there part time. I did cook and bake a lot from scratch. Our family entertainment was tent camping, reading aloud in the evenings and fun meals like picnics (indoors during cold weather). The library was a great place to go with our kids. Hang in there and follow your heart, not necessarily what the neighbors think is important.